Step 7: Make sure you give all the necessary documents. Step 8: May Most lenders want to work, credit reports, fees for processing the loan is paid up-front. Step 9: Read carefully the loan papers. Do not miss the fine print. You should receive a loan of works within a week to review your application. Check the original quote. Step 10: Make sure the payment amount is deposited in your account before you sign the loan papers. Step 11: You can even bring a cashier, check for the down payment amount of escrow or company name. Your lender will then send a check for your home loan amount on the title company.